Terms of Service

These Terms of Service ("Terms") govern your access to and use of Nobleway (nobleway.app), operated by Stansa Labs LLC ("we", "us", or "our"), during the public beta. By creating an account or using the service, you agree to these Terms and our Privacy Policy.

Nobleway is offered as a public beta. The service may contain bugs, incomplete features, or unexpected behavior. Availability, performance, and functionality may change without notice.

Do not rely on the beta as your only financial record-keeping system. Export your data regularly and maintain your own backups.

Nobleway provides household financial tracking, organization, calculations, and AI-assisted interpretation of information you enter or import. The ledger stored in your workspace is the source of truth for balances and history shown in the product.

Nobleway does not provide financial, investment, tax, accounting, or legal advice. It is not a bank, lender, broker-dealer, or professional advisor. Any insights, summaries, or AI-generated text are for informational purposes only and may be incomplete or inaccurate. You are responsible for your financial decisions and for verifying important information independently.

We do not connect to your bank accounts or pull transactions automatically.

You are responsible for keeping your account and authentication credentials secure and for activity carried out through your account. Authentication is handled by our identity provider; Nobleway does not store your password. You are also responsible for the accuracy of transactions and other data you enter, import, or confirm.

If you collaborate in a household workspace, you are responsible for understanding who can view or edit shared data according to workspace membership.

You agree not to misuse the service, attempt unauthorized access, interfere with other users, or use Nobleway for unlawful purposes.

AI helps interpret natural-language capture input, interpret questions about your history, and optionally explain results. AI does not directly write ledger entries. For capture, you must review and confirm before a transaction is saved.

AI output can be wrong. Always review amounts, accounts, categories, dates, and counterparties before saving. Do not treat AI responses as professional advice.

If you enable BYOK, you are responsible for your relationship with that provider and for how your data is handled under their terms.

We may modify, suspend, or discontinue features during the beta. We may perform maintenance that temporarily limits access. Soft-deleted or changed data may not always be recoverable.

We may update these Terms. Continued use after changes are posted constitutes acceptance of the updated Terms.

Stansa Labs LLC and its licensors retain all rights, title, and interest in Nobleway software, branding, and documentation. You retain ownership of the financial data you enter. You grant Stansa Labs LLC the limited rights needed to host, process, and display that data to provide the service to you.

THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE" DURING THE BETA, WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, STANSA LABS LLC, NOBLEWAY, AND THEIR OPERATORS, OFFICERS, EMPLOYEES, AND AGENTS WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS, DATA, OR GOODWILL, ARISING FROM YOUR USE OF THE SERVICE.

OUR TOTAL LIABILITY FOR CLAIMS RELATING TO THE SERVICE DURING THE BETA IS LIMITED TO THE GREATER OF (A) THE AMOUNT YOU PAID US FOR THE SERVICE IN THE TWELVE MONTHS BEFORE THE CLAIM OR (B) ZERO US DOLLARS, BECAUSE THE PUBLIC BETA IS CURRENTLY OFFERED WITHOUT CHARGE.

You can close your account from Settings at any time. Closing your account deletes it and any households you solely own. If you still own a household with other members, transfer ownership first. You can also delete a household you own from Workspace settings. Deletion is permanent; export your data first if you need a copy. We may suspend or terminate access if you violate these Terms or if we discontinue the beta. Sections that by their nature should survive termination (including disclaimers and limitations of liability) will survive.

Questions about these Terms: support@nobleway.app. When reporting a problem, include your User ID and Workspace ID from Settings.